It’s very exciting when your real estate deal closes, but it’s imperative not to rush the process until you’ve dotted all your “i’s” and crossed all your “t’s”. There are a few key documents that need to be reviewed before you move in, including the certificate of occupancy (CO).
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Living in an HOA community has its perks, but how you deal with your HOA can make a big difference in your enjoyment of your home and surrounding community.
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If you own a historic property or are considering buying one, there are more advantages than just unique and original architecture and design. There are also several tax incentives at the federal, state, and local levels that are put in place to encourage homeowners to preserve these historic properties and rehabilitate them appropriately rather than tear them down in favor of new construction.
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Buying a house is most likely the biggest investment you will ever make, so before you dive head-first into the deal, you’ll want to have some questions answered about your mortgage. After all, you’ll be responsible for making good on your mortgage payments every month for years, so make sure you’re well advised about your home loan before you sign on the dotted line.
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As a buyer, the more you can get out of a real estate deal, the better, and that includes a lower purchase price. Having said that, any information you can gather about the seller regarding the motivations that lie beneath why they’re selling and how open they are to negotiate would be very helpful.
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Owning a home and having homeowner’s insurance go hand-in-hand, but how well do you really know your policy? Have you taken the time to read over your policy front to back? Few homeowners fully understand their insurance policies and all the little details that they contain.
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It’s not called a “family room” for no reason. This important space in the home is dedicated to serving as a retreat for everyone in the home whenever they feel the need to chill out, play, and just hang with loved ones. Based on this description of what a family room is and should be, it needs to be designed and decorated accordingly.
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The actual purchase price of a new home is typically a hefty amount – every buyer knows that. But what many new homebuyers might not realize is how much extra they’ll have to spend above and beyond what the actual home costs.
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Do you know how much your home loan will cost you? It’s a critical question that you need to ask if you’re going to be able to budget accordingly. Luckily, the answer to this can be found on the Loan Estimate, which recently replaced the Good Faith Estimate (GFE) as well as the Truth-in-Lending (TIL) disclosure statement under TRID guidelines.
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